What Your Home Inspection Should Cover Apply Now

  • Siding: Look for dents or buckling
  • Foundations: Look for cracks or water seepage
  • Exterior Brick: Look for cracked bricks or mortar pulling away from bricks
  • Insulation: Look for condition, adequate rating for climate
  • Doors and Windows: Look for loose or tight fits, condition of locks, condition of weatherstripping
  • Roof: Look for age, conditions of flashing, pooling water, buckled shingles, or loose gutters and downspouts
  • Ceilings, walls, and moldings: Look for loose pieces, drywall that is pulling away
  • Porch/Deck: Loose railings or step, rot
  • Electrical: Look for condition of fuse box/circuit breakers, number of outlets in each room
  • Plumbing: Look for poor water pressure, banging pipes, rust spots or corrosion that indicate leaks, sufficient insulation
  • Water Heater: Look for age, size adequate for house, speed of recovery, energy rating
  • Furnace/Air Conditioning: Look for age, energy rating; Furnaces are rated by annual fuel utilization efficiency; the higher the rating, the lower your fuel costs. However, other factors such as payback period and other operating costs, such as electricity to operate motors.
  • Garage: Look for exterior in good repair; condition of floorcracks, stains, etc.; condition of door mechanism
  • Basement: Look for water leakage, musty smell
  • Attic: Look for adequate ventilation, water leaks from roof
  • Septic Tanks (if applicable): Adequate absorption field capacity for the percolation rate in your area and the size of your family
  • Driveways/Sidewalks: Look for cracks, heaving pavement, crumbling near edges, stains

Questions about Lendem Financial mortgage loan options? Why you should think about using a mortgage broker vs a bank? Using a Mortgage Loan Officer that has access to all sources of lending institutiuons helps people get the best loan for their situation and offers all options on the market vs the programs at one bank. Call Todd Rubick of Lendem Financial and tell him why the bank said no... If your tax returns do not show your true income, or credit is less than perfect... Full service all source lending strategies will be offered for those that need them.