The REALTOR you work with could be one of your
most valuable resources. Unlike many real estate agents who are simply licensed
by their state to do business, REALTORS have taken additional steps to become
members of the local board of REALTORS and have agreed to act under and adhere
to a strict
Code of Ethics . Plus...
A REALTOR can help you determine how much
home you can afford. Often a REALTOR can suggest ways to accrue the down
payment and explain alternative financing methods.
A REALTOR, in addition to knowing the
local money market, also can tell you what personal and financial data to
bring with you when you apply for a loan.
A REALTOR is already familiar with current
real estate values, taxes, utility costs, municipal services and facilities,
and may be aware of local zoning changes that could affect your decision to
A REALTOR can usually research your
housing needs in advance through a Multiple Listing Service--even if you are
relocating from another city.
A REALTOR can show you only those homes
best suited to your needs--size, style, features, location, accessibility to
schools, transportation, shopping and other personal preferences.
A REALTOR often can suggest simple,
imaginative changes that make a home more suitable for you and improve its
utility and value.
A REALTOR is sensitive to the importance
you place on this major commitment you are about to make. Look for a real
estate professional to facilitate negotiation of a win-win agreement that
will satisfy both you and the seller.
Questions about Lendem Financial mortgage loan options? Why you should think about using a mortgage broker vs a bank? Using a Mortgage Loan Officer that has access to all sources of lending institutiuons helps people get the best loan for their situation and offers all options on the market vs the programs at one bank. Call Todd Rubick of Lendem Financial and tell him why the bank said no... If your tax returns do not show your true income, or credit is less than perfect... Full service all source lending strategies will be offered for those that need them.