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Pre Qualify for a Home Loan in Colorado
Start your Pre Approval Search Rocky Mountain Colorado Homes for Sale

Want to buy your Happy Place Rocky Mountain Colorado?

Call (970) 445-4977 or Apply for your purchase or refinance mortgage online.

If you are looking to buy a new home, second home or vacation rental, be sure to use a local realtor sites to find live listings instead of websites that use currated listings. Big sites like, Truilia and Zillow often show listings which may have already sold, is off the market, or has offers pending.

The Colorado Real Estate market is up, rates are low and great properties are selling fast! Mountain Home Real Estate Search in Colorado Real Estate Listings.

Ask about our loan programs to buy with a low down payment, refinance to drop your mortgage payment, pull out cash, lower your rate or shorten the term of your mortgage in Colorado. Rates are at all time lows and property values are rising. Lock in your mortgage and lower your payments by refinancing today in Colorado.

Get your Rocky Mountain Home Search Started!

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Getting a Pre-Approval is a must to determine how much you can borrow, help you find the best program options for you and your unique goals, such as a 30 Year Fixed Rate Mortgage | Adjustable Rate | VA Loan Zero Down, | USDA Loans Zero Down or FHA Loans 3.5% Down and an estimate of your monthly payment.

To get started, click APPLY NOW or reach out to one of experienced Loan Officers.

Once Lendem Financial determines you are eligible, they will email you a Pre-Approval Letter. This letter gives you negotiating power which is very important is this very fast moving real estate market. It proves to the seller that you are a serious, qualified buyer who can act fast. Learn more: Getting Preapproved | Loan Quote | Pre-Qualify | Rocky Mountain Colorado First Time Home Buyers

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Step 2: Find a Rocky Mountain Realtor

Using the services of a Colorado Real Estate Agent will be one of your best resources as you search for a home. They will help you find and buy that perfect home!
Ask Todd Rubick for a Great Denver Metro Realtor: | REMAX | EXP
Step 3: Search Colorado Rocky Mountain Real Estate

Step 4: Provide Requested Documents
Step 5: Submit to Underwriting

Denver CO Real Estate,Mortgage Loans Denver CO - Real Estate & Homes For Sale | Apply for your purchase or refinance mortgage online and get Pre Approved for Real Estate Listings near Denver CO | Real Estate Homes for Sale in Denver CO | Refinance Mortgage Loans in Denver CO - Housing Prices are going up and Homes are Selling Fast in 2020 and 2021.   Many are in Denver, but many more are leaving cities all over America and finding a place in the Rocky Mountains.  Escape the rat race and find a dream home in Colorado.  Use Mountain Home Real Estate Search to find Denver CO real estate, Denver CO Homes For Sale, Denver CO Properties, Denver CO Listings and Denver CO Houses.

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1. Search Local Realtor Website Listings vs. Zillow or Truila Marantha Realty
2. Apply with LF & Get your Pre Approval Letter
3. Go search for your home ready to negotiate with POWER!
4. Pick a Great Realtor
5. Contact a LF Expert Loan Officer

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Questions or Unique Situations? Been Turned Down? Colorado Self Emplyed - Out of the Box loans
Credit, Income, Property or Equity reasons are my favorite types of financing. | Puzzles Solved As Needed... Self Employed Bank Statment can solve the Tax Return

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Start your new Colorado home loan
Click to open the full application

(970) 445-4977 | Apply Now

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Questions about Lendem Financial mortgage loan options? Why you should think about using a mortgage broker vs a bank? Using a Mortgage Loan Officer that has access to all sources of lending institutiuons helps people get the best loan for their situation and offers all options on the market vs the programs at one bank. Call Todd Rubick of Lendem Financial and tell him why the bank said no... If your tax returns do not show your true income, or credit is less than perfect... Full service all source lending strategies will be offered for those that need them.